I know Obamacare was suppose to help but who I don’t know. The sad reality is some families will not be able to afford health insurance because of a glitch in the president’s overhaul law and what was hoped to be rectified by IRS regulations issued Wednesday has no fix the problem. How many people will be affected by this is still unclear. As a result, some families who cannot afford employer coverage will not get financial assistance from the government to purchase their own independently. The Obama administration is passing the buck onto Congress because the way the law is wrote he cannot do anything, while officials say that the administration tried to lessen the impact by forgiving tax penalties for those who can’t get coverage as ruled by the IRS. Ron Pollack, executive director of Families USA, says this is a significant problem that must be fixed through legislation not regulatory process. Little help will come from the Republican controlled House who want to see the rule repealed, so an immediate fix may not come. Staring Oct.1 many middle class uninsured will be able to sign up for government subsidized private coverage through health care exchanges coverage would go into effect Jan. 1, while low income people will use expanded safety net programs. All Americans will be required to have health insurance whether through their employer, a government program, or buying it themselves. According to an advocacy group for children, First Focus, 500,000 children may remain uninsured because of the glitch. Congress defined the law so that the coverage can’t cost more than 9.5 percent of family income restricting people who meet the affordable coverage from using subsidies to go into the new insurance markets. The restriction was to prevent people from moving away from employer coverage. The issue is that a typical workplace plan costs $5,600 for an individual and $15,700 for a family according to Kaiser Family Foundation. If the employer is not willing to pay part of the cost, then a family cannot afford the full premium on their own locking them out of financial assistance from the health care overhaul law. Employers are relieved that the president did not put the cost of providing for family coverage on them. What happened to the idea of Universal Healthcare? I hear Canada or even Mexico is looking good this time of year.